Credit and Background Checks

Did you know that it's now common practice for employers to run background and/or credit checks on potential job candidates as part of the hiring process?

It's important to know what's on your credit and background reports before applying for jobs, especially because an overwhelmingly large percentage of these reports contain errors. Be proactive when it comes to your personal records. Correct any mistakes in reporting, and know what your potential employers will see before they see it, so you can be better equipped to handle the situation.

There's a lot of controversy surrounding the use of credit checks for job applicant screening. Some states have introduced legislation to ban this practice altogether. However, some employers maintain that an employee's credit score is a reflection of their potential job performance and level of responsibility. Do you know what's on your credit report?
Click HERE for Your Free Credit Report

Background Checks

Background checks are usually performed by employers to verify information about a job candidate, and to check for prior criminal records. Background checks are less controversial than credit checks in the employee screening process, and are used most often in the government and civil service sectors. Many employers run background checks simply to verify employment and/or education. Do you know what's on your public record?
Click HERE for Your Background Check